Bilal Salimi has helped Bay Area families buy, sell, and finance homes for over 20 years as both a licensed real estate broker and mortgage broker. You get one advisor from the first showing to the closing table, and honest advice on your loan, even when the best loan isn't ours.
When your agent and your mortgage broker are the same person, nothing gets lost between them. Offers are written with your financing already understood, and deadlines don't slip because two offices weren't talking.
When I represent you as your buyer's agent, I may be able to credit part of my commission toward your closing costs or a rate buydown. Any credit is written into your purchase contract and must be approved by your lender. Lender and loan program limits apply.
Through SI MTG, I compare options from many wholesale lenders. If another lender, including your own bank, offers you a better deal, I'll tell you. Already have a Loan Estimate? SI MTG will review it for free and explain the rate, points, and fees line by line.
Whether your income includes RSUs, bonuses, or self-employment, or you need a bank-statement loan, SI MTG matches your situation to lenders whose guidelines fit it, so your offer is stronger and cleaner.
Before you write an offer, I walk you through the details that affect how a home lives and how it resells.
Which direction the home and backyard face, where the morning and afternoon sun falls, and how that affects comfort and energy use.
Traffic on the street, court and corner locations, privacy from neighbors, and lot shape and slope, compared against recent nearby sales.
A first look at whether the lot may support an ADU or garage conversion, with the questions to confirm with the city before you count on it.
This review is not a substitute for a professional home inspection, survey, or city zoning determination. I always recommend licensed inspectors.
Share a few details and I'll follow up personally with homes that fit, plus a quick look at your financing options.
Call, text, or send a note. You'll get a straight answer, not a sales pitch.